Take advantage of flexible, low-interest financing to pay for state-of-the-art clean heat pump technologies.

New York State has low-interest loans to help make the purchase and installation of a heat pump system more affordable. When you invest in a heat pump system, you will start saving on your energy bills immediately, and for years to come. Work with us to find a loan that makes sense for you.

On-Bill Recovery Loan: With an On-Bill Recovery Loan, your monthly payments may not exceed your estimated average monthly energy cost savings. Your loan payments are built right into your energy bill so you will not have an extra bill each month. Find interest rates or apply now.

Smart Energy Loan: The Smart Energy Loan is a traditional loan that you repay monthly via check or automatic payment. Find interest rates or apply now.

Renewable Energy Tax Credit Bridge Loan: The Renewable Energy Tax Credit Bridge Loan is a short-term loan product which enables you to finance federal and state tax credits and the NYC Real Property Tax Abatement for eligible renewable energy system products. You can pair this loan with a Smart Energy or On-Bill Recovery Loan and a Companion Loan. Find interest rates. To apply for this loan, speak with your selected contractor.

Learn More About Available Financing